1. Residential Mortgage Loans

   •    Conventional Loans (Fixed & Adjustable Rates)

   •    FHA Loans (Low Down Payment, Flexible Credit Requirements)

   •    VA Loans (Zero Down Payment for Veterans & Service Members)

   •    USDA Loans (Rural Home Financing)

2. Investment & Non-Traditional Loans

   •    DSCR Loans (Debt Service Coverage Ratio Loans)
         Ideal for real estate investors using rental income to qualify.

   •    Bank Statement Loans
         For self-employed borrowers using bank deposits instead of tax returns.

   •    Asset-Based Loans
         Qualifying based on liquid assets rather than income.

   •    No Income/No Documentation Loans
         Alternative qualification methods for investors.

   •    Foreign National Loans
         For international buyers investing in U.S. real estate

3. Residential Transition Loans (RTL) & Hard Money Loans

   •    Fix & Flip Loans – Short-term financing for property rehabilitation and resale

   •    Bridge Loans – Temporary financing to cover gaps between buying and selling properties

   •    Ground-Up Construction Loans – Financing for new residential development projects

   •    Transactional Funding – Short-term funding for wholesalers to execute double closings

4. Home Equity Solutions

   •    HELOCs (Home Equity Line of Credit) – Revolving credit line based on home equity

   •    Home Equity Loans – Lump sum loans using home equity for major expenses

   •    Home Equity Agreements (HEA) – Alternative financing through equity-sharing programs

5. Commercial Real Estate Loans

   •    Multifamily Loans (5+ Units) – Financing for apartment buildings and rental complexes

   •    Mixed-Use Property Loans – For properties combining residential and commercial spaces

   •    Bridge & Hard Money Loans for Commercial Properties

6. Alternative & Private Lending

   •    Private Money Loans – Fast, flexible funding from private investors

   •    SBA Loans for Real Estate – Small Business Administration loans for property acquisition

   •    Portfolio Loans – Custom financing for investors with multiple properties

7. Business & Specialty Loans Related to Real Estate

   •    Strategic Credit Lines – Business credit lines for real estate investors

   •    Working Capital Loans – Financing to support real estate businesses and property management